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Foresters, and their employees and life insurance representatives, do not provide, on Foresters behalf, financial, estate, legal, or tax advice.

The information given here reflects our understanding of the current laws and regulations.

The A.M. Best ratings assigned on October 10, 2025 reflect overall strength and claims-paying ability of The Independent Order of Foresters. An “A” (Excellent) rating is assigned to companies that have a strong ability to meet their ongoing obligations to policyholders and have, on balance, excellent balance sheet strength, operating performance and business profile when compared to the standards established by A.M. Best Company. A.M. Best assigns ratings from A++ to F, A++ and A+ being superior ratings and A and A- being excellent ratings. In assigning the ratings, A.M. Best stated that the rating outlook is “stable”, which means it is unlikely to change in the near future. See ambest.com for our latest rating.

DBRS Morningstar Confirms Ratings on The Independent Order of Foresters at 'A,' Stable Trends – News release, July 3, 2025, 

Foresters Financial and Foresters are trade names and  trademarks of The Independent Order of Foresters (a fraternal benefit society, 789 Don Mills Rd, Toronto, Ontario, Canada M3C 1T9) and its subsidiaries.