Now, there’s a solution for every client.1
Once you determine eligibility, click here to access Canada Protection Plan Illustrator and run a quote for simplified issue products. .
Click here to register your advisor code for eAccess, an easy-to use online quoting tool and e- application for simplified issue products.
Managing your business is easy too. Once you have registered, you can submit applications using eAccess. Contact sales@foresters.com to track your business.
Your client should apply for our no-medical, simplified issue products if they:
Don’t forget, payments start in the second month! (applicable to monthly payment plans). Your clients will love that.
| March 19th, Thursday - Session 1 | 7:00 p.m. ET/ 4:00 p.m. PT |
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| March 19th, Thursday - Session 2 | 10:00 p.m. ET/ 7:00 p.m. PT |
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| April 16th, Thursday - Session 1 | 7:00 p.m. ET/ 4:00 p.m. PT |
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| April 16th, Thursday - Session 2 | 10:00 p.m. ET/ 7:00 p.m. PT |
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| May 14th, Thursday - Session 1 | 7:00 p.m. ET/ 4:00 p.m. PT |
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| May 14th, Thursday - Session 2 | 10:00 p.m. ET/ 7:00 p.m. PT |
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| June 18th, Thursday - Session 1 | 7:00 p.m. ET/ 4:00 p.m. PT |
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| June 18th, Thursday - Session 2 | 10:00 p.m. ET/ 7:00 p.m. PT |
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| July 16, Thursday - Session 1 | 7:00 p.m. ET/ 4:00 p.m. PT |
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| July 16, Thursday - Session 2 | 10:00 p.m. ET/ 7:00 p.m. PT |
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| August 13th, Thursday - Session 1 | 7:00 p.m. ET/ 4:00 p.m. PT |
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| August 13th, Thursday - Session 2 | 10:00 p.m. ET/ 7:00 p.m. PT |
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| October 15th, Thursday - Session 1 | 7:00 p.m. ET/ 4:00 p.m PT |
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| October 15th, Thursday - Session 2 | 10:00 p.m. ET/ 7:00 p.m. PT |
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| November 19th, Thursday - Session 1 | 7:00 p.m. ET/ 4:00 p.m. PT |
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| November 19th, Thursday - Session 2 | 10:00 p.m. ET/ 7:00 p.m. PT |
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For information purposes only. This reference is intended to answer your questions and provide ideas to help you sell A-Z Life Coverage.
Your field underwriting resource to help you understand A-Z Life Coverage underwriting practices.
This tool is to be used for helping to determine plan eligibility and training purposes only.
Use this worksheet to highlight the many features and benefits of our life insurance.
For information purposes only. This reference is intended to answer your questions and provide ideas to help you sell Express Elite.
Use this worksheet to highlight the many features and benefits of our life insurance.
For information purposes only. This reference is intended to answer your questions and provide ideas to help you sell Critical Illness.
| Issue ages | 18–70: 10 year term 18–60: 20 year term 18–55: 25 year term 18–60: Decreasing 25 year term |
| Face amounts | Ages 18–70: $25,000–$350,000 |
| Level Term Periods Available | 10 year 20 year 25 year |
| Decreasing Term Periods Available | 25 year |
| Premium limitations | Minimum annual premium: $150.00 / Minimum monthly PAC premium: $15.00. |
| Renewable without evidence of insurability on Term 30 plan for 20 years $100,000 | Renewable to age 80* |
| Convertible? | Convertible to age 70** |
| Death limitations(in addition to typical suicide and misrepresentation clauses) | The full coverage amount is payable if death occurs after two years or death is accidental. If death occurs in the 2nd year and is due to non-accidental means, then the death benefit is equal to 50% of the coverage amount. If death occurs in the first year and is due to non-accidental means, then the death benefit is limited to a return of premiums paid plus 3% simple interest. |
| Guarantees | Premiums quoted in the policy are guaranteed not to change for the life of the policy. |
| Optional additional benefits |
|
*10, 20 and 25 year level term plans are renewable and convertible.
Simplified Elite Term is one of the few no medical plans available which provides immediate coverage. This plan is available for up to $500,000 for periods of 10 years, 20 years or 25 years and is designed for people who are in relatively good health or engage in extreme sports, or do not want to take a medical exam or provide a doctor’s report.
| Issue ages | 18–70: 10 year term 18–60: 20 year term 18–55: 25 year term 18–60: Decreasing 25 year term |
| Face amounts | Ages 18–60: $25,000–$500,000 Ages 61–70: $25,000–$350,000 |
| Level Term Periods Available | 10 year 20 year 25 year |
| Decreasing Term Periods Available | 25 year |
| Premium limitations | Minimum annual premium: $150.00 / Minimum monthly PAC premium: $15.00. |
| Renewable without evidence of insurability on Term 30 plan for 20 years $100,000 | Renewable to age 80* |
| Convertible? | Convertible to age 70** |
| Death limitations(in addition to typical suicide and misrepresentation clauses) | No limitations |
| Guarantees | Premiums quoted in the policy are guaranteed not to change for the life of the policy. |
| Optional additional benefits |
|
*10, 20 and 25 year level term plans are renewable and convertible.
Express Elite Term has low rates for those in great health looking for no medical and simplified issue life insurance. This plan offers up to $750,000 in coverage for ages 18-50 and up to $500,000 for ages 51-60. It is available as a Term 20 (ages 18-60) or Term 30 (ages 18-50). Coverage starts immediately and expires at age 80. If your client qualifies for Express Elite, they are pre-approved for Critical Illness Insurance.
| Issue ages | 18–50: 30 year term 18–60: 20 year term |
| Face amounts | Ages 18–50: $100,000–$750,000 Ages 51–60: $100,000–$500,000 |
| Level Term Periods Available | 20 year 30 year |
| Premium limitations | Minimum annual premium: $150.00 / Minimum monthly PAC premium: $15.00. |
| Renewable without evidence of insurability on Term 30 plan for 20 years $100,000 | Renewable to age 80* |
| Convertible? | Convertible to age 70** |
| Death limitations(in addition to typical suicide and misrepresentation clauses) | No limitations |
| Guarantees | Premiums quoted in the policy are guaranteed not to change for the life of the policy. |
| Optional additional benefits |
|
*30 year level term plans are renewable.
** 20 year and 30 year level term plans are convertible to age 70.
Your selling code with Canada Protection Plan is the same as your Primerica Solution Number but with the prefix ‘PR’ in front of it.
(ie. Primerica Solution Number 123AN = PR123AN)
Once your account is set up with Canada Protection Plan and you receive a confirmation email, you can register for our eAccess platform here.
Don’t forget to register using your new 7-character Canada Protection Plan selling code (starting with PR).
Once your registration has been approved, you can login here.
There are 3 main products available:
A-Z Life Coverage for declined and harder to insure clients
Express Elite Term for clients who are looking to travel
Critical Illness for clients seeking affordable and convenient coverage
For product eligibility and eAccess: sales@foresters.com
For contracting inquiries: primericacontract@foresters.com
Click here to find your Regional Vice President (RVP)
Email: canada_agencysupport@primerica.com
Phone:Future RVP Assistance Line 905-812-3520
RVP Assistance Line 1-888-473-7787
Emails:
Contract Set Up: primericacontract@foresters.com
New Business: newbusiness@foresters.com
Inforce: customerservice@foresters.com
Underwriting Inquiry: underwriting@foresters.com
Illustration/Sales Support: sales@foresters.com
Bilingual Primerica dedicated Support line: 1-877-796-9090
Working hours: 9:00 a.m. – 6:00 p.m. ET
On your side, helping you succeed
Contact your Regional Vice President to learn how you can go further.
¹For ages 18-80.
²Insurability depends on answers to medical and other application questions and underwriting searches and review.
³Underwritten by The Independent Order of Foresters.
4Underwritten by Foresters Life Insurance Company.
5Foresters member benefits are non-contractual, subject to benefit specific eligibility requirements, definitions and limitations and may be changed or cancelled without notice or are no longer available.
Canada Protection Plan and the logo are trademarks of Canada Protection Plan Inc. from Foresters Financial. No medical, simplified issue life and critical illness insurance underwritten by The Independent Order of Foresters or Foresters Life Insurance Company. Foresters Financial is a trade name and trademark of The Independent Order of Foresters (a fraternal benefit society, 789 Don Mills Road, Toronto, ON, Canada M3C 1T9) and its subsidiaries. For advisor use only. Not for use with the public
For Advisor use only
425016 CAN 02/26.